In comprehensive insurance, the deductible refers to the initial out-of-pocket expense you must cover before insurance coverage begins. Opting for a higher deductible typically results in lower insurance premiums, although it's crucial to select an amount that remains manageable in case of a loss. Balancing affordability with the level of financial protection desired is key when deciding on a deductible amount within a comprehensive insurance policy.

The deductible is the amount you pay out of pocket before insurance kicks in. The higher the deductible, the lower your insurance premium, but it's important to choose an amount that you can afford in the event of a loss.