Collision coverage is not mandatory in California; it is an optional coverage that drivers can choose to add to their auto insurance policies.

In California, collision coverage is not a mandatory component of auto insurance policies. Unlike liability insurance, which is required by law to drive legally in the state, collision coverage is optional and can be added to your auto insurance policy based on your individual needs and preferences.

While collision coverage offers valuable protection for damage to your vehicle resulting from collisions with other vehicles or objects, it is not mandated by state law. However, many drivers choose to include collision coverage in their auto insurance policies to provide financial protection for their vehicles in the event of an accident.

It's essential to consider your specific circumstances and the value of your vehicle when deciding whether to purchase collision coverage. If you have a newer or more expensive vehicle, collision coverage may be a wise investment to help cover repair costs or the replacement value of your vehicle in the event of a collision. Conversely, if you have an older or less valuable vehicle, you may opt to forgo collision coverage and rely on other means to cover repair or replacement costs.

Ultimately, the decision to purchase collision coverage should be based on your individual needs, budget, and risk tolerance. While it is not mandatory in California, it can provide valuable peace of mind knowing that you have financial protection in place for damage to your vehicle resulting from collisions.